Construction Financing

Whether you’re building from the ground up or undertaking a significant renovation project, i95 Capital provides reliable, flexible construction financing. We help developers and sponsors secure the capital necessary to bring their projects to life, with a focus on timely disbursements and clear terms.

commercial-real-estate-financing

Key Highlights

  • Loan Size: $5 million to $50+ million

  • Loan-to-Cost (LTC): Up to 80%

  • Loan-to-Value (LTV): Typically 70%–75%

  • Terms: 12–36 months (construction period)

  • Structure: Interest-only payments during construction, flexible draw schedules

  • Recourse: Non-recourse and recourse options available

Property Types We Finance

  • Multifamily (new developments or major rehab projects)

  • Mixed-use (residential and commercial components)

  • Office (ground-up or full building renovations)

  • Retail (new centers or anchor tenant redevelopment)

  • Industrial (warehouses, distribution centers, or specialized facilities)

  • Hospitality (hotels, resorts, and service-oriented properties)

When to Use a Construction Loan

  • Funding ground-up development or major renovations

  • Financing complex, large-scale projects

  • Securing capital for multi-phase developments

  • Seeking liquidity to manage construction-related expenses

  • Preparing for future permanent financing or refinancing

Our Approach

We understand that construction projects are time-sensitive and require flexibility. That’s why we offer financing solutions that align with your project’s timeline and cash flow needs. We work closely with developers to craft financing that supports each phase, from pre-construction to stabilization, and position you for a successful exit.

Sample Use Cases

  • Ground-up multifamily development with a projected lease-up period

  • Large-scale office park development with phased construction

  • Renovation of a historic hotel, readying it for repositioning

  • Industrial building with modernized facilities and tenant improvements

  • Mixed-use complex with retail, office, and residential components

Why Choose i95 Capital?

  • Deep understanding of construction timelines, costs, and risk factors

  • Customized draw schedules to match project milestones

  • Ability to finance additional phases with one loan agreement

  • Flexible capital stack options, including mezzanine and preferred equity

Ready to Start Your Next Project?

Secure the capital you need to build or renovate with confidence. Let’s structure a construction loan that fits your development’s unique requirements.

Get in Touch or Submit Your Project

Get the CRE capital you need to grow

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