Permanent Financing
Long-Term Solutions for Stabilized Assets
i95 Capital provides permanent financing solutions for stabilized commercial real estate assets, whether you’re refinancing an existing loan, securing capital for a newly developed property, or locking in long-term fixed-rate financing. Our team sources competitive terms from a range of capital partners, including life companies, banks, agencies, and CMBS lenders, ensuring you secure the best possible terms for your asset.
Key Highlights
Loan Size: $5 million to $50+ million
Loan-to-Value (LTV): Up to 75%
Loan Term: 5, 7, or 10 years
Interest Rate: Fixed or floating rates available
Recourse: Non-recourse and recourse options
Amortization: Typically 25 to 30 years
Property Types We Finance
Multifamily (market-rate, affordable, or mixed-income)
Office (urban, suburban, or corporate campuses)
Industrial (warehouse, distribution, or manufacturing)
Retail (grocery-anchored centers, strip malls)
Hospitality (hotels, resorts, and service-oriented properties)
Specialized assets (data centers, self-storage, etc.)
When to Use Permanent Financing
Refinancing an existing loan on a stabilized asset
Locking in long-term, low-rate financing on newly acquired properties
Stabilizing and holding income-producing assets
Cash-out refinancing for expansion or reinvestment purposes
Transitioning from a short-term bridge loan to permanent financing
Our Approach
Permanent financing is about stability and long-term growth. At i95 Capital, we assess each asset’s cash flow, location, and market conditions to secure a financing solution that suits your business goals. Whether you’re refinancing an existing property or looking for a fixed-rate, long-term solution, we guide you through every step to secure the capital you need.
Sample Use Cases
Refinancing a fully stabilized multifamily property with a 70% LTV
Long-term permanent financing for a single-tenant industrial asset
Converting a successful retail development from short-term bridge financing to permanent debt
Permanent loan for an office complex with steady cash flow and high occupancy
Refinance a newly completed mixed-use project with attractive terms
Why Work with i95 Capital?
Access to a broad array of permanent lenders, including CMBS, life companies, and agencies
Expertise in underwriting for long-term asset performance
Transparent, predictable financing options with flexible terms
Ability to structure debt with minimal sponsor recourse
Secure Long-Term Capital for Your Property
Let’s talk about refinancing your property or securing long-term financing for your next investment. We’ll help you access competitive capital with the flexibility to grow.
