Commercial Real Estate Financing
Financing for the Full Lifecycle of CRE Investments
Commercial real estate financing is debt built around the property, the sponsor, and the plan. The right capital source depends on whether the asset is stabilized or transitional, whether the goal is acquisition, development, or refinancing, and how quickly the transaction needs to close.
i95 Capital places acquisition, bridge, construction, refinance, permanent, and CMBS financing with banks and private capital sources. The structure follows the asset and the exit.
Your needs are unique. So are our solutions.
Acquisition Financing
Fast, flexible capital for time-sensitive acquisitions of value-add, transitional, or stabilized properties. Built for close speed and leverage before a longer-term takeout.
Up to $100M, with terms up to 10 years.
Bridge Loans
Short-term debt for properties in lease-up, repositioning, or recapitalization. Built for value-add strategies and sponsors who need flexibility and speed.
Up to $50M, with terms up to 36 months.
Construction Financing
Ground-up and heavy renovation financing for commercial real estate development. Structured for interest-only draws and milestone-based disbursements.
Up to $100M, with terms up to 36 months.
Refinance Loans
Replace existing debt or tap into equity to improve terms, reduce cost, or stabilize cash flow. Tailored to property performance, hold strategy, and market conditions.
Up to $100M, with terms up to 30 years.
Permanent Financing
Long-term, fixed or floating-rate debt for stabilized properties with strong in-place cash flow. Built for a hold strategy.
Up to $100M, with terms of 5, 7, or 10 years.
CMBS Loans
Non-recourse, fixed-rate conduit financing on stabilized, income-producing commercial real estate. Built for sponsors who want long-term debt without a full personal guarantee.
Up to $100M, with terms of 5, 7, or 10 years.
Our Approach
Commercial real estate transactions move fast and capital structures vary widely by asset type, sponsor experience, and business plan. We evaluate each deal holistically, considering property fundamentals, market dynamics, sponsor track record, and exit strategy. We identify the optimal financing solution. Whether you are acquiring a stabilized asset or executing a value-add repositioning, we work quickly to structure terms that align with your investment thesis.
Why i95 Capital for Commercial Real Estate Financing?
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Deep lender network: Banks, debt funds, life companies, CMBS conduits, and private capital across the stack.
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Transparent guidance: Clear terms and a sponsor-focused process on each file.
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Flexible structures: Sized to the asset type, hold period, and plan.
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Fast execution: Known capital sources and a complete file so closings can move.
- End-to-end support: From structuring through term sheet and close.
Common Use Cases
Acquisitions: Purchasing stabilized or value-add multifamily, office, retail, or industrial properties
Bridge-to-Permanent: Short-term financing for lease-up or repositioning before converting to permanent debt
Development: Ground-up construction or major renovations requiring staged capital deployment
Recapitalization: Refinancing existing debt to improve terms, access equity, or return capital to investors
Portfolio Financing: Financing multiple properties under a single loan structure
Quick Closes: Time-sensitive transactions requiring rapid execution and certainty of close
Size the loan
Run LTV, DSCR, and debt yield on the same file and see which constraint binds.Â
Get the CRE Capital You Need to Grow
Whether you need $5M or $100M+, we will find the right financing solution for your commercial real estate investment. We are ready to discuss your deal and present tailored capital options.
Looking for Business Financing or Specialty Financing?
We also provide asset-based lending, invoice factoring, equipment finance, SBA loans, and working capital solutions for operating businesses.