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Commercial Mortgage-Backed Securities: CMBS loans have been a critical part of the commercial real estate landscape for decades. As structured finance instruments, they pool commercial real estate loans and sell them as securities to investors. But in today’s market, with evolving investor appetites and fluctuating interest rates, how relevant are CMBS loans, and when are

Choosing the right financing strategy is critical to the success of any real estate investment. Among the most common options are bridge loans and permanent loans, each designed for a distinct phase in a property’s lifecycle. Understanding their differences, and when to use each, can help you align capital with your business plan more effectively.

Securing construction financing can be one of the most complex steps in bringing a real estate development to life. Whether you’re building a multifamily property, retail center, or industrial facility, lenders will scrutinize every element of your project. Understanding their key priorities can make the difference between a quick approval and costly delays. Developer Experience

What is a T12 (Trailing 12 Months) Statement? A T12, short for Trailing 12 Months, is a financial statement that shows the actual income and operating expenses of a commercial property over the past 12 consecutive months. It’s one of the most important documents in commercial real estate underwriting, and it’s used by lenders, investors,

Credit score trends A May 2024 US consumer average report from VantageScore shows the national average credit score is approximately 705, within 1 point of the prior 12 months. Credit scores are typically calculated based on the length of credit history, past financial behavior – including payment timeliness, adverse events, such as bankruptcy or collection