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Business Capital and CRE Financing Insights
What Lenders Look For in Construction Loans
Securing construction financing is one of the most complex steps in bringing a real estate development to life. Unlike stabilized asset lending, construction loans require lenders to underwrite a project that does not yet exist, which means their scrutiny extends beyond the borrower’s financials to the project itself, the team behind it, and the market
How CMBS Loans Work and When to Use Them
CMBS loans have been a significant source of commercial real estate capital for decades. While banks, life companies, debt funds, and other lenders compete for CRE transactions, CMBS continues to play an important role in financing stabilized properties. The question is not whether CMBS remains relevant, but when it is the right tool for the
How Invoice Factoring Works: Rates, Costs, and Key Considerations
What is invoice factoring? Invoice factoring is a financing solution that allows businesses selling products or services to other organizations to convert their accounts receivable into immediate capital. Rather than waiting 30, 60, or 90 days for customers to pay, a business sells its invoices to a third-party company, known as a factor, at a
Why Debt Yield Matters in CRE Financing
When it comes to commercial real estate financing, a lot of attention gets paid to metrics like loan-to-value (LTV) and debt service coverage ratio (DSCR). But there is another key figure that lenders increasingly rely on, especially in uncertain markets: debt yield. If you are an investor or developer, understanding this metric can give you
Accessing Capital to Fund Clients
A client financing operation has grown to $20 million in deployed funds. The existing credit facility is maxed out, and the lender is not increasing the line. Meanwhile, qualified opportunities keep coming in, and another $15 million could be deployed if additional capital were available. This is the point where many growing lenders hit a
Why Some Office Buildings Attract Capital and Others Do Not
Office properties remain one of the most debated sectors in commercial real estate. Headlines often focus on vacancy rates, remote work trends, and questions about the future of office demand. Yet despite these challenges, capital continues to flow into certain office assets while others struggle to secure financing, attract investors, or refinance existing debt. The
Why Multifamily Supply Matters to Lenders
Multifamily development remains one of the most active sectors in commercial real estate. Construction activity varies across markets and economic cycles, but new apartment supply has remained elevated by historical standards across much of the country, driven by population growth, migration patterns, housing demand, and long-term demographic trends. For lenders and capital providers, the volume