Bridge Loans
Flexible Capital for Transitional Real Estate
Bridge loans are a critical tool for investors and developers acquiring or repositioning commercial properties that don’t yet qualify for permanent financing. i95 Capital structures fast, flexible bridge financing tailored to the needs of transitional assets and entrepreneurial sponsors.
Key Highlights
Loan Size: $5 million to $50+ million
Loan-to-Cost (LTC) or LTV: Up to 80%
Terms: 12 to 36 months
Structure: Interest-only, fixed or floating rates
Recourse: Non-recourse, partial, or full recourse available
Speed: Closings in as little as 10–21 days
When to Use a Bridge Loan
Property lacks stabilized cash flow for traditional financing
Immediate closing required before full underwriting
Renovation, re-tenanting, or repositioning is underway
Cash-out refinancing needed on a recently improved asset
Sponsor pursuing a lease-up or exit strategy within 12–36 months
Property Types We Finance
Multifamily (lease-up, light value-add, or rehab)
Office (in transition or under repositioning plans)
Retail (vacancy-driven or re-anchoring strategy)
Industrial (with expansion or stabilization upside)
Hospitality (rebrand or post-renovation recapitalization)
Specialized assets (case-by-case)
Our Advantage
Bridge lending is about more than speed: It is about structuring smart, risk-aligned capital that positions your project for long-term success. We work with a wide network of capital providers to ensure the right match for your business plan and timeline.
Sample Use Cases
Acquisition of a 60% occupied office building with a repositioning plan
Bridge-to-agency execution on a newly renovated multifamily asset
Refinancing a maturing loan on a hospitality property post-COVID
Quick-close retail deal with future CMBS exit strategy
Why Work with i95 Capital?
Deep experience with transitional assets and nuanced business plans
Fast, hands-on execution and lender negotiation
Ability to combine senior debt with mezzanine or preferred equity
Transparent, no-nonsense deal process
Looking for Fast, Flexible Financing?
Bridge loans are one of our specialties. Let us help you structure short-term capital that unlocks your project’s next phase.
