Refinance Loans
Restructure your debt, improve your terms, and unlock capital by refinancing your CRE.
Refinancing your commercial real estate can be a powerful tool to optimize debt, unlock equity, and improve cash flow. Whether you are looking to secure better terms, extend your loan maturity, or access additional capital for new opportunities, our refinance loan solutions are tailored to fit your specific needs.
Key Highlights
Loan Size: $5M – $100M+
Leverage: Up to 75% LTV (higher leverage with mezzanine or preferred equity)
Term Length: 3–30 years
Rates: Fixed or variable, depending on lender and market conditions
Loan Types: Bank Financing, Life Insurance Companies, CMBS, Private Lenders
Property Types We Finance
We offer refinancing solutions for a wide range of commercial real estate properties. Whether you are refinancing a stabilized asset or a property undergoing transition, we have financing options that align with your investment goals.
Multifamily Properties: Apartment buildings, mixed-use properties, and other residential income properties.
Office Buildings: Class A, B, and C office buildings across various markets.
Retail Properties: Shopping centers, retail storefronts, and other commercial retail spaces.
Industrial Properties: Warehouses, distribution centers, and manufacturing facilities.
Hotels & Hospitality: Hotels, resorts, and other hospitality-related properties.
When to Use Refinance Loans
Refinance loans are ideal for commercial property owners looking to:
Lower Monthly Payments: If interest rates have decreased or the property’s performance has improved, refinancing can lower monthly debt service.
Access Capital for New Opportunities: Cash-out refinancing can help unlock equity for acquisitions, renovations, or other strategic investments.
Restructure Existing Debt: Adjust the terms of your existing loan to fit your current financial strategy, such as extending the loan term or adjusting the interest rate.
Take Advantage of Market Conditions: If market conditions have changed, refinancing may allow you to take advantage of better terms, lower interest rates, or reduced risk.
Our Approach
At i95 Capital, we understand that each commercial real estate owner has unique financing needs. Our approach to refinance loans is to provide tailored solutions that align with your financial objectives. We work closely with you to assess your current debt structure, identify areas for improvement, and craft a refinancing strategy that best meets your goals. Steps we take:
Assessment: We begin by thoroughly evaluating your property, debt, and financial situation.
Customized Solutions: Based on your needs, we offer refinance options from a variety of lending sources, including banks, life insurance companies, CMBS lenders, and private lenders.
Execution: Once we’ve found the right lender and terms, we help manage the process from application through closing, ensuring a smooth transaction.
Sample Use Cases
Refinancing for Rate Reduction: A property owner with a stabilized multifamily property refinances to take advantage of a lower interest rate, reducing monthly payments and improving cash flow.
Cash-Out Refinancing: A retail center owner uses cash-out refinancing to unlock equity for a major property renovation and upgrade, improving the property’s value and rental income potential.
Debt Restructuring: A hotel owner looking to extend the loan term and reduce monthly payments during a challenging period in the hospitality market.
Portfolio Consolidation: A property investor consolidates several smaller loans into one larger loan to streamline management and improve financial efficiency.
Why Work with i95 Capital?
We bring extensive capital markets experience and a tailored, hands-on approach to every refinance transaction. By working with a wide range of lenders—from traditional banks to private capital sources—we’re able to match your refinancing needs with the most competitive terms available.
Deep network of lenders, banks, life companies, and private capital sources
Transparent guidance through term sheets, underwriting, and closing
Capital stack advisory, including preferred equity and mezzanine options
Fast, responsive deal execution and sponsor-first mentality
Get in Touch
Ready to explore refinancing options for your commercial property? Contact i95 Capital today to speak with one of our experts and get started with your refinancing journey. We’re here to help you secure the best terms and unlock new opportunities for growth.
Contact Us or Submit Your Deal to get started.
