Market Trends

Most business owners and commercial real estate borrowers have more financing options than they realize. The difference is often who they call first. Broker vs. Direct Lender: Understanding the Distinction In the commercial financing landscape, borrowers often choose between working with a direct lender or a financing broker. Direct lenders include banks, credit unions, insurance […]

Credit score trends A May 2024 US consumer average report from VantageScore shows the national average credit score is approximately 705, within 1 point of the prior 12 months. Credit scores are typically calculated based on the length of credit history, past financial behavior – including payment timeliness, adverse events, such as bankruptcy or collection